Frequently Asked Questions

What is a structured settlement?

A structured settlement typically arises as a result of a lawsuit from a personal injury claim, wrongful or workers compensation claim where you are receiving payments over time. Other structured settlements include:

• Insurance settlements
• Lottery winnings
• Annuities

Why would I sell my settlement?

Structured settlements and annuity payments are often spread out over a lengthy period of time and money loses value over time. Because of inflation, the value of those payments are worth less in the future. Selling your structured settlement can turn those payments into cash now, when you need it most.

How do I sell my settlement?

Turning your structured settlement into cash now is easy with 123 Lumpsum. Just request your FREE online quote or contact us today, and we'll explore the options with your settlement. We will tell you right away how much money your future payments are worth.

Can I sell just a portion of my payment stream?

Yes. 123 Lumpsum can purchase your entire payment stream, or just a portion. We purchase settlements of virtually any length or value, and we take pride in structuring each purchase to meet your specific financial needs and objectives.

How much money will I get?

Numerous factors influence the value of your settlement, including the amount of your current payments and your personal financial objectives. Our settlement experts work hard to ensure you get the most money for your structured settlement - Call us today for a free quote!

How long does it take?

The process varies however, in many cases you can accelerate it by promptly completing and returning materials that we send to you in a timely manner.

What documents will I need?

You will need copies of your settlement agreement and annuity contract. If you do not have these documents, 123 Lumpsum will help you get them.

Are you a direct funder?

123 Lumpsum is a direct funding source for structured settlements. We manage multiple investment portfolios which means you get the most cash for your settlement!

What if I know someone who has a structured settlement?

If someone you know has a structured settlement, contact us and ask about our referral program. If this person pursues a transaction with us, we will pay you a referral fee when their transaction closes!