FAQ's

Can I sell my entire payment stream or just a portion?

Yes. You can sell your entire payment stream or a portion. We do not limit you because it's your money after all. 1,2,3,lumpsum will purchase payments of virtually any length or dollar amount. We have the ability to structure each deal to meet your specific financial needs and we're here to help you. Our financial specialists will assess your financial goals and help you plan your future.

What is a structured settlement?

A structured settlement usually arises as a result of a lawsuit where you are receiving payments slowly over time.

What documents will I need?

A copy of the annuity contract and settlement agreement are needed for us to process your transaction effectively. If you do not have these documents, 1,2,3 lumpsum will help you get them.

How much money will I get?

We do everything possible to get you the most money now for your structured settlement payments. The most important factors we consider are your current payments and your personal financial goals and dreams. Call us for a quote.

How long is the process?

Generally, the process takes about 3 months; however, you play a huge role in that process as well. You can help speed up this process by sending back any materials we send to you in a timely manner.

Do I have to pay taxes when I receive my lumpsum?

No. These payments are tax free. The money you receive is treated the same as the money provided by the structured settlement.

What if I know someone who has a structured settlement?

If you know someone who has a structured settlement, call us and ask about referral program. Should you referral decide to pursue a transaction with us, we will pay you a referral fee when their transaction closes.

Are you a Direct Funder?

Yes! We are not a middleman. 1,2,3 lumpum is the direct funding source for all structured settlements in the country. As a direct funder, we manage a large investment portfolio-which means you get cash quickly.

How is 1,2,3 lumpsum able to offer me the most for my structured settlements?

Our status as a direct funder as well as our unique relationship with various insurance and annuity companies allows us to offer you the highest value for your future structured settlement payments.