Pre-Settlement advantage program

Explore options you probably thought you never had.

What is Pre-Settlement Funding?

Pre-settlement funding is where the plaintiff in a court case receives cash prior to their case being resolved by court or by a settlement between the two parties involved.  Pre-settlement funding can also be the result of funding when a plaintiff has won their case but is waiting to be awarded their proceeds.This money can assist the plaintiff in paying for their living expenses, medical bills, and any other expenses that may arise while they are waiting for their money.  You are eligible for pre-settlement funding if your case is due to personal injury, medical malpractice, automobile accident, general liability, or a wrongful death.

Frequently Asked Questions About Annuities


If I lose the case, am I required to pay back the money?

Pre-settlement funding is not considered a loan.  The money received during pre-settlement is looked upon as an advance on the potential winnings of the case.  In the event that you lose your case, the advance is excused and you are not obligated to repay the money.

If you do win your case, any money we provide you as pre-settlement funding is required to be paid back to us and it will be taken against the proceeds from your case.


Will it cost me anything?

Since pre-settlement funding is not a loan, there are no application fees involved in starting the process.

123 Lump Sum will also not charge you any upfront fees or require you to make monthly payments.  If you win your case, the repayment requirements are easy to understand and are made clear prior to funding.


How much money can I receive?

The amount of money you can receive as part of pre-settlement funding is determined on a case-by-case basis.  Some of the factors involved in this decision are based on the case itself, any injuries involved, and the value of your case.

123 Lump Sum will set a minimum and maximum allowed for this type of funding and the amount will be based on your specific needs.  We will work with your attorney to review your living expenses as well as any medical bills or loss of wages in order to determine a fair amount.

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