Receive cash for structured settlement Payments

For over 13 years 123 Lump Sum has helped thousands of people like you get cash for their payments.


We will listen first and provide options based on your needs.

Achieve Your Goals. We Can Help.

Buy a Home

Whether you’re starting a new life, getting your loved ones out of a small apartment, or just looking to renovate your current home, we can help make it happen for you. Gone are the days of thinking your stuck.

Reduce Debt

Debt can follow you anywhere you go, and can be a road block for every goal you’re trying to accomplish. Selling your settlement or annuity payments for a lump sum now can provide that relief you are looking for.

Buy a Car

We understand that life can take you to new places, but how can you get there without proper transportation? We can help you get cash for auto repairs or a more reliable car that can help open up all sorts of new opportunities.

Higher Education

An education is the foundation for your career and can have a huge impact on your life. We can get you cash for tuition, so you can pursue a degree without going into debt. We can also help you pay for a loved one's tuition.

Start a Business

Owning a business is something you can do to secure your financial future. By selling your structured settlement payments for a lump sum of cash, owning a business can become a reality.

Medical Bills

Whether you’re dealing with old medical bills, preparing for procedures in the future, or facing the costs of long-term care for that special someone, we can help get you the cash you need.

Our Cash Partners

Our tech partners at Star Star Cash have developed new structured settlement payment processing and have changed the way clients can access cash for all their needs. The Star Star Cash App was launched just recently, in August of 2015. Visit for more information.

What our customers say

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John Carter - Fintech X Webflow Template

“The best service”

Thanks to my working with 123 Lump Sum, I am now debt free, thriving, and still have a large portion of my settlement to look forward to. I honestly do not know where I would be right now if it weren't for 123 Lump Sum. I was even able to put some money towards a surgery my father desperately needed which he is now recovering from.

North Carolina