Need cash in a rush?

Selling a portion of your annuity will free up cash for your immediate needs.

Frequently Asked Questions About Annuities


What should I know about selling in Annuity payments?

Before selling your annuity payments, you will want to review your situation to decide if this is the best option for you.  123 Lump Sum is here to help you make this decision and will go over all of your options so you know exactly what outcome is right for you.

We understand that life’s circumstances can change and that selling your annuity payments can be a viable option.  Our goal is to help you meet your financial goals while limiting any risk of endangering your future financial security.


Will I be required to sell all of my Annuity payments?

You can sell a portion of your annuity payments or all of them – the choice is yours.  If you have an immediate need that requires only a small portion of cash, you can sell a portion of your payments so that you can retain the remainder of your payments to ensure your future financial security.

If you’re not sure of the amount you should sell from your annuity payments or if  to sell all of your payments, a 123 Lump Sum financial expert can go over all of your options and help you determine the best decision for your situation.


How much fees will it take to sell my Annuity payments?

The amount of time it could take to sell your annuity payments and receive the funding for it varies, depending on the specifics of your case and how quickly your insurance company processes the transaction.

123 Lump Sum will work directly with you and your insurance company to ensure that the transaction is processed as quickly and efficiently as possible.


What types of face will i incur if I sell my Annuity payments?

Although you won’t incur any court fees from selling your annuity payments, there will be other fees applied that you will need to consider. As part of the process, you will incur some legal fees, program fees, and any fees imposed by your insurance company. These fees, however, would be deducted from your total lump sum and would not be charged directly for payment.

If you do decide to sell all or a portion of your annuity payments, 123 Lump Sum will go over all of the costs involved so you are clear on the impact of your decision.

Our Settlement Brochure

An overview of our company and process of selling your structured settlement.
Take a look.